Terms of Service · MoneyCare

The rules for using MoneyCare and the limits of this personal financial planning service.

MoneyCare service

MoneyCare helps users record and understand personal financial information and explore planning scenarios. You must provide accurate account information, keep your credentials secure, and use the service lawfully.

Not financial advice

MoneyCare provides planning tools and informational calculations only. It is not a bank, broker, accountant, insurer, or financial adviser. Projections and market information may be delayed, incomplete, or based on assumptions and do not guarantee future results.

Subscriptions

Paid features, price, billing period, renewal terms, and cancellation options are shown before purchase. App-store purchases are governed by the relevant store billing terms. Web purchases are processed by Stripe. Cancellation stops future renewal but does not normally create a refund for a period already supplied, except where required by law.

Your data and acceptable use

You retain responsibility for the data you enter. You must not misuse the service, attempt unauthorized access, interfere with its operation, or use it to violate another person’s rights.

Availability and liability

We work to keep MoneyCare reliable but cannot promise uninterrupted or error-free service. To the extent permitted by law, MoneyCare is not responsible for financial decisions, investment losses, or indirect losses resulting from reliance on calculations or third-party information.

Changes and contact

We may update these terms as the product or legal requirements change. Material changes will be communicated through reasonable means. Questions can be sent to support@moneycarehk.com. These terms are governed by the laws of Hong Kong, subject to applicable consumer protections.